Kentucky Insurance Continue Education Requirements

Continuing Education Hours
A TOTAL of twenty-four (24) hours of approved continuing education must be completed during each continuing education biennium. These 24 hours can be taken in the classroom or online or a combination thereof. Of the 24-hour requirement, at least 6 hours must be directly related to one or more active lines of authority. Additionally, 3 hours of the 24-hour requirement must be approved as an Ethics course.

Continuing Education Compliance Date
A biennium begins on the first day of the month following your birth month and ends on the last day of your birth month two (2) years later (KRS 304.9-295), odd or even year, depending on the year you were born. Example: If you were born in June of an odd year, your CE Biennium would begin on July 1 (odd year) and your continuing education must be completed on or before June 30 of the next odd year. Proof of compliance with continuing education will be required in order to renew your license.

Type of courses accepted for CE Credit
Independent self study courses or classroom

Course Subject Requirements
At least 6 hours in one of the lines of authority for which agent is licensed. 3 hours of ethics must also be included and the remaining 16 hours may be taken in any Kentucky approved course.

Carryover Requirements
A maximum of 12 hours may be carried over to the next reporting period.

Course Repetition
Courses may not be taken for credit more than once in a 2 year period.

Final Exam
Self-study final exams are not required to be monitored.

Exemptions

• Adjusters
• Non-resident agents who received their license through reciprocity and who have met the continuing education requirements of their home state.
• Limited lines licensees:
• Limited Line Credit, Travel, Crop, Surety
• Agents who receive their license less than one full year before the end of their current continuing education biennium. (But, these agents are not exempt from the next biennium and thereafter.)
• Agents who have a waiver from continuing education requirements because they are keeping their license for the sole purpose of receiving renewals or deferred commissions and have filed a supporting Affidavit For Exemption From Continuing Education (Form 304) with the Department of Insurance.

For Additional Information please Contact:
For Continuing Education:
Kentucky Insurance Department
Licensing Division
215 West Main Street
P.O. Box 517
Frankfort, KY 40602

(800)595-6053
(502)564-6144
FAX: (502) 564-6030
http://www.doi.state.ky.us